Money Lenders

£50 £2,000
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£0 borrowed over 0 days
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due Saturday 28th May
Total payable £
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Representative example:

Borrow: £500 over 16 weeks. 4 repayments of £183.59. Total amount payable £734.36. Interest rate: 151.4% pa (fixed). Representative 766.18.% APR.

Warning: Late repayment can cause serious money problems. For help, go to moneyhelper.org.uk

Compare high cost short term quick loans at www.choosewisely.co.uk

Finding a suitable licenced money lender should be straightforward, but as there are many out there to choose from, it can be a difficult process. Not only do you need to ensure you can find a trusted source to borrow money from, but also decide on the right type of loan. Here at Fast Loan UK, we have made this process simple as we understand that when you need money quickly in an emergency, you haven’t much time to compare multiple lenders.

If you are wanting to borrow money today, as trusted online money lenders, fully authorised by the Financial Conduct Authority (FCA), we can help. All you have to do is tell us how much you want to borrow and how long for using our calculator above, fill out a short application form, and we’ll give you a decision in principle in no time at all. If all goes well, you could have the funds you need in your bank account the same day.

Click apply now to start your application, and learn more about us as direct money lenders for bad credit below.

Choosing Trusted Online Money Lenders

The temptation when in a hurry to borrow a short term loan is to go for the first lender you find. As there are many options to choose from, you may go for the money lenders near you that offer the full amount you need. However, not all money lending sites are equal, and many will charge for their service, sometimes even applying hidden fees. At Fast Loan UK, we believe in transparency and that as direct money lenders, we have a responsibility to help applicants know exactly what they are applying for. That’s why we ensure when choosing to begin an application with us that you can see how much the loan you need will cost. As with many payday loans you’ll find, the cost of borrowing for the short term can be expensive. That’s why it’s crucial customers can see all the costs involved with borrowing up front.

We do not charge any hidden fees at Fast Loan UK, instead, you will see any applicable charges alongside the interest for the loan you want. All of our default fees are capped at £15, so you can rest assured that no additional fees will be added to your total. As we are FCA authorised online money lenders, we work to responsible lending guidelines and will only approve an application if it meets our requirements. Applicants must not be in financial difficulty and must be able to prove their affordability. If we cannot determine you can afford the loan, we would have to decline an application.

Representative example:

Borrow: £500 over 16 weeks. 4 repayments of £183.59. Total amount payable £734.36. Interest rate: 151.4% pa (fixed). Representative 766.18.% APR.

The Benefits of Using Fast Money Lending Services

The appeal of using money lenders who can provide a fast service is quicker access to the funds you need. If you have no savings available and you have struggled to raise the funds through other means, finding money lending sites that can offer same day cash is ideal. There are many reasons why you would need to look for money lending services, from emergency expenses to cover a repair bill or even small loans to settle an unexpected situation that can’t wait until your next payday. With us, you can apply online in minutes and if approved, get the cash sent to your bank account the same day, sometimes as quick as 15 minutes.

Whilst the benefits of getting an instant loan are many, they should be only considered once other options have been exhausted. Due to them being a form of high-cost short term borrowing, they should only be used for emergencies. If you do have available credit or savings to settle your financial issue, you should always look to do this first. With careful consideration and by checking you can afford it, borrowing from licensed money lenders can be extremely convenient and help you resolve an emergency quickly. They should not be used for covering long term financial difficulties, such as paying for other loan commitments you have.

Eligibility to borrow from Fast Loan UK

To be eligible to apply for a direct loan through us, you will need to meet the following eligibility requirements first:

  1. Aged 18 years or over
  2. Current UK Resident
  3. Be in Full-time, Part-time or Self-Employment
  4. Receive a Regular Income
  5. Have a valid Bank Account and Debit Card


If you can meet this eligibility, we are happy to welcome your application. We can accept varying credit histories too, so if you need money lenders for bad credit, at Fast Loan UK we’ll consider those with a poor credit history. We do not use automated decision making, instead, we’ll provide a personal Customer Care Manager who will fully assess your application. If they need to check any details with your application, they will quickly call you to confirm which should take no longer than 5 minutes to complete.

After that, if your affordability can be determined and credit checks carried out, we can approve and send your loan agreement to be signed digitally, helping you get the funds quicker. If you have any questions regarding online money lenders and how borrowing from us works, please contact us with your query.

Useful Information About Borrowing from Money Lenders

Can Money Lenders Near Me Provide Same Day Funds?

Some money lenders near you may be able to provide quick cash, but not always the same day. Every licensed money lender works differently but will always look to provide the loan amount as quickly as possible once approved. At Fast Loan UK, we can get the loan paid into your bank account if approved fast, sometimes as quick as 15 minutes. If your bank supports the Faster Payments System, we can transfer with no delay. On some occasions, this may take longer, for example, if applying outside of business hours. If so, your application will be processed the following working day.

Are Fast Loan UK Money Lenders for Bad Credit Applicants?

Yes, we welcome applications from those with many different credit histories, so whether you have good or bad credit, we may be able to help. Whilst we cannot guarantee loan approval as money lenders for bad credit, we will take the time to consider all applications that meet our eligibility criteria. Please note, you will need to pass the relevant credit and affordability checks to be successful and we cannot lend to anyone experiencing financial difficulties.

Should I Trust All Money Lending Sites?

When looking for direct money lenders, you should always check they are FCA approved and do not charge any hidden fees. Not all lenders will treat you fairly as a customer, so it is important to carefully consider your options. If you are unsure if a lender is authorised, you can look them up on the FCA register where you should find their name and reference number. This information should be published on the lender’s website too.