If you are faced with high, unexpected expenses that can’t wait until payday, it can be an extremely stressful situation. Looking emergency loans for £1000 loans online can seem daunting at first, and especially if you have a low credit score there may be many lenders who are not willing to help. We work a little differently here at Fast Loan UK, looking beyond that three-digit number in your credit report, and can say YES to many people who have already been turned down by other lenders. We offer 100 pound loans based on what you can afford and will work as a £1000 loan direct lender together with you to create a loan that works in your budget. To be approved for a £1000 loan in the UK today, apply with Fast Loan UK.
At Fast Loan UK, we can offer £1000 payday loans to anyone who has borrowed from us before and has successfully repaid their original loan. If you are a first-time customer, we can offer you up to £800, which is higher than many other lenders offer to new customers. It is always worth calculating exactly how much you need to borrow and applying for that amount, since overborrowing will mean you pay more in interest without good reason. We offer loans in £10 increments up to £600, and £50 increments up to that, so it’s easy to apply for the exact amount you require – and if that is a £1000 loan, read on.
As a £1000 loan direct lender, we offer medium term, unsecured 1000 pound loans. To help you decide if a £1000 loan in the UK from Fast Loan UK is right for you, we’ll run by what each term means.
Direct lender: when you apply for a £1000 payday loan with us, there’s no middleman – we lend to you directly. This means no brokerage fees, and when you need to discuss your loan, you can speak with us directly, with your own personal Customer Care manager for the entire duration of your £1000 loan.
Medium term: As a returning customer taking out a 1000 pound loan, you will have the option for up to a 12 month loan which can be settled in a shorter timeframe if you so wish. Unlike other £1000 payday loans which expect you to repay the total cost from your next pay cheque, you can break down the repayments and spread them out to make them more manageable. You get to decide how long your £1000 loan term will be, and if you want to increase your loan duration or pay off your loan early, simply get in touch with your personal Customer Care manager. We don’t charge any admin fees for making changes to your loan term.
Unsecured: some loans will require you to offer up something of value, such as your house or car, in order to be approved for our £1000 loan in the UK. When you offer your possessions as collateral, they may be repossessed if you do not keep up with repayments. When you take out a 1000 pound loan with Fast Loan UK, you don’t have to risk losing your possessions. What’s more, we’ll work with you to help you avoid missing loan repayments wherever possible.
Here at Fast Loan UK, we will never ask you to transfer money to at any point during the application process for our £1000 loans. We also do not charge any administration or application fees. If another lender is asking you to do this, it is very likely that they are not a legitimate £1000 loan direct lender, and are trying to scam you. When you apply for 1000 pound payday loans with Fast Loan UK, make sure you are on our secure website https:/www.fastloanuk.co.uk and that you see the padlock symbol in the address bar of your browser.
If you don’t have the highest credit score, you may be turned down by many other £1000 loan direct lenders – many of them run automated credit checks and if your credit score is below their threshold your application for a 1000 pound loan will automatically be rejected. Here at Fast Loan UK, we work a little differently. If you have a bad credit score, we will still be able to consider you for a £1000 loans for bad credit.
This is because rather than focusing on your credit history, we base our decision on your current finances. We assess your income and regular outgoing payments to determine whether you would be able to afford the repayments of the £1000 loan you have applied for, along with your regular outgoings and still have some extra money left over. We won’t approve anyone for a £1000 payday loan where it could lead to further financial difficulties. What’s more, this allows us as a £1000 loan direct lender to help more people!
To apply for a £1000 loan with Fast Loan UK, you will need to meet our straightforward eligibility criteria:
• Aged 18 years or over
• Resident in the UK
• Be in full or part-time employment or self-employment
• Receive a regular income
• Have a valid bank account and debit card If you meet our eligibility criteria and have previously repaid a loan with Fast Loan UK, you are welcome to apply for our £1000 loans.
Being an existing customer, you will already know how straightforward our online applications are, and it’s even easier the second time around. You can use our loan calculator on the application page to help you decide how many weekly or monthly installments you would like, and to see an approximate cost of each installment and the total cost of your 1000 pound loan. Once you are happy, log into your account and submit the application. If there have been no major changes to your financial situation since your first application, and you are able to afford the repayments on the £1000 loan terms you have chosen, we could approve your application right away.
Just as with your first loan, you will be assigned a friendly and helpful personal Customer Care manager, who will be your direct point of contact for the entire duration of your £1000 loan term. As your £1000 loan direct lender, you can come to us if you have any questions – our representatives are available 7 days a week by phone and email. We want to make sure you’re entirely happy with your decision to apply for our £1000 loan in the UK, so if you have any questions we can answer before you apply, contact us today.