We know that when you need money fast, being able to rely on online loans direct lenders can ensure you receive funding as quickly as possible. Unlike with many brokers out there, we provide our customers with the full lending experience. We lend our own money and approve our own decisions, so you won’t have to wait longer than is needed. At Fast Loan UK, we are online direct lenders who value your time and provide an efficient and speedy service that can see you receive the funds you need in just 15 minutes. To see how we can help you as a small loans direct lender, Apply Now for up to £2,000.
Online direct lenders can ensure that the time you spend between filling in an application and receiving your approved loan amount is done quickly, securely and all whilst treating you fairly. These days, there are many options to borrow short term loans online that it can be difficult to choose between the many lenders available. At Fast Loan UK, we believe it’s important to be transparent and provide our customers with the care and attention they need as trusted online loans direct lenders. Our commitment to responsible lending means we will ensure that you only borrow what you can afford to repay, and we will provide you with a breakdown of the costs involved with a loan through us. We will never charge you hidden fees and we offer flexible repayment dates so that you can make manageable payments.
We have thought long and hard about how we can provide customers with an efficient and clear service, which is why as quick loans direct lenders we are proud to offer a different approach. Unlike the many brokers out there who act on behalf of another company to provide you with high-cost short term loans, we do all the decision making and lending ourselves. We have a team of Customer Care Managers to personally help you through your loan application, offering a fair assessment of your finances to provide help where other lenders may not be able to. This human approach to lending separates us from the lenders who rely on automated decisions to do the hard work, and we can do this whilst still offering a fast and reliable service.
As online direct lenders, we have made the process of applying as easy as possible so that you can receive a quick and clear decision in minutes. We have taken the time to streamline your customer experience so that you can receive the money you need without a long-drawn-out process. All you have to do is fill in our short application form with the main details we need, including the amount you want to borrow, how long for and how you would like to make repayments.
Once this is done, we will provide an agreement in principle if the request matches what we can do for you. This is when we will provide a personal Customer Care Manager to you and if we need any additional information, they will quickly call to confirm details. This shouldn’t take any longer than 5 minutes to do. If we have the information from our credit search that we need, this can reduce the need to call you so will depend on your circumstances.
After we have then carried out a full assessment of your affordability and the necessary credit checks, it then just awaits your digital signature to confirm the loan. We will send a link to do this via text message and email, and once you have done so and sent back, we can transfer the funds directly into your bank account within 15 minutes. The whole process as quick loans direct lenders is fast and secure, and we hope if this all sounds good to you, that we can help you today.
As online direct lenders, we aim to help as many people as we can receive our instant loans when they require short term lending. You will need to meet the following requirements to be eligible to apply:
Whatever your needs are for a short term loan, we’d be happy to discuss your requirements. Click Apply Now or if you’d like to speak to a member of our team, please contact us today and we’ll see how we can help you.
If you meet our criteria as online loans direct lenders and we can approve your loan application, we always aim to deposit the funds into your bank account quickly. Every application is different of course so we cannot guarantee this until we have assessed your circumstances. Applying normally will take around 5 minutes to complete. As long as your bank or building society supports Faster Payment facilities, you should receive the funds within 15 minutes of your initial application.
If you are a new customer to Fast Loan UK, the maximum amount you can borrow is capped at £800. This is because we need to ensure that you can repay your initial loan with us in full and become one of our trusted customers. Then if you decide to borrow again from us, you will be eligible to apply for up to £2,000. As part of our commitment to responsible lending, we have to ensure you can afford the initial loan first before allowing for higher lending amounts. Also, you should only borrow what you need rather than the maximum available to you to ensure you can afford the loan repayments without any issues. We do not encourage our customers to borrow more money than they can afford, and our assessment checks will be able to determine this at the application stage.
Borrow: £500 over 16 weeks. 4 repayments of £183.59. Total amount payable £734.36. Interest rate: 151.4% pa (fixed). Representative 766.18.% APR.
How Do You Take Repayments for Direct Lender Loans?
We use a continuous payment authority (CPA) to automatically take payments from your account on the payment dates agreed. During your application, we will request your permission to set up a CPA and this will authorise us to withdraw the repayment amount each week or month. This means all you have to do is ensure the available funds are in your bank account on the day of repayment and we will do the rest. We will remind you of when this will be taken at least 3 days before the repayment as well. If you prefer, you can alternatively make repayments via bank transfer, so do speak to your Customer Care Manager about this.