£200 Loans

£50 £2,000
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due Saturday 28th May
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Representative example:

Borrow: £500 over 16 weeks. 4 repayments of £183.59. Total amount payable £734.36. Interest rate: 151.4% pa (fixed). Representative 766.18.% APR.

Warning: Late repayment can cause serious money problems. For help, go to moneyhelper.org.uk

Compare high cost short term quick loans at www.choosewisely.co.uk

If you’re looking for a trustworthy and reliable lender for £200 loans, you’ve come to the right place. Here at Fast Loan UK, we are able to help many people secure 200 pound loans, even if they’ve been turned down by other lenders. We take a unique approach to assessing applicants as a £200 loan direct lender, and offer unrivalled customer service, giving every customer a personal Customer Care manager who you can contact directly at any stage of your £200 payday loan term, and are completely transparent about our processes. For a simple, fuss free and fair £200 loan in the UK, apply directly with Fast Loan UK today.

200 Pound Loans with a Difference

Here at Fast Loan UK, we offer unsecured loans on a short or medium-term basis as a £200 loan direct lender. To help you decide if a £200 loan from us is the right choice for you, we’ll run through what each of these terms means.

Unsecured loans: if approved for a £200 loan with us, we will provide the cash directly to you without asking for you to put up any collateral, such as your car or any other valuables. While unsecured £200 payday loans tend to have higher interest rates than secured loans, it means that you are not risking losing your possessions if you miss a repayment (although it can still have a negative effect on your credit score).

Short term and medium term: these refer to the length of time you take to repay your £200 loan in the UK. Many lenders of £200 payday loans will ask you to repay the full amount, plus interest and fees, from your next paycheck, as this can lead to further money issues down the line. You can decide how long you want your 200 pound loan term to be – first-time borrowers may have up to 8 months, while returning customers may take up to 12 months.

It’s important to know that a longer loan term can make each installment more manageable, but you’ll pay more overall as the interest amounts over time. As a £200 loan direct lender, we give you control over your loan. You can choose a term as short as 7 days if you like, and you can increase or decrease the duration of your loan after you’ve taken it out without early repayment fees – simply talk to your personal Customer Care manager.

Direct lender: when we say we’re a £200 loan direct lender, we mean more than the fact that you won’t pay unnecessary broker fees to a middleman. At Fast Loan UK, not only do we not charge any fees for setting up your loan, but we have an open-door policy to all customers. You’ll always have a direct line of contact with us, with your own friendly personal Customer Care manager who’ll look after you for the entire duration of your loan.

Trust Your £200 Loan Direct Lender

So, on to what makes Fast Loan UK different to other £200 loan direct lenders out there. The main difference is that many people who are turned down for 200 pound loans elsewhere are happy to be approved for loans at Fast Loan UK. Even if you have a poor credit score, or have been given CCJs in the past, you’re welcome to apply for a £200 loan in the UK with us.

This is because we believe your credit history is just that – history. While other lenders have a minimum credit score requirement and will only help those with a pristine record, we take a more personal approach. We look at your present financial situation, looking at your income and regular outgoings you have, ensuring that you can afford the repayments of your loan – with extra money left over. As an FCA approved lender, we offer our £200 loans fairly and responsibly, and wouldn’t approve them where it may lead to further financial difficulties.

It’s important to note that while we don’t base our lending decision on your credit score, we will still run a credit check. It’s a requirement of all FCA approved lenders, so you can’t get a £200 loan in the UK without one. If a lender is offering £200 payday loans with no credit check, give them a wide berth – at the very least, you would be giving up your lender’s rights and it could even be a scam that could cost you thousands.

£200 Payday Loan Eligibility Criteria

Interested in a £200 loan from Fast Loan UK? Our eligibility criteria are straightforward. You’re welcome to apply if you:

• Are aged 18 years or over

• Are a resident in the UK

• Receive a regular income from full or part-time employment

• Have a valid bank account and debit card

Apply for a £200 Loan in the UK

Our application process is simple and be completed from a computer, mobile phone or tablet – anywhere you have access to the Internet. This is a lifesaver if you need a £200 loan in an emergency; application is quick and, if you’re approved, you could have the money within 10 minutes (as long as your bank or building society can process Faster Payments).

Simply head over to our application page and select a 200 pound loan – or the exact amount you need if this is more, or less, than a £200 loan. Taking out a higher loan than you need will mean you pay more interest unnecessarily. We offer loans starting from just £50, in increments of £10, meaning it’s easy for you to keep the cost of your loan down.

Next, you can decide whether you’d like to repay your £200 loan in a one-off payment, or with weekly or monthly installments. You can also choose the repayment date yourself – we recommend matching it up to your usual pay date so you know you’ll always have the money to cover the repayments.

Finally, select how long you’ll need to repay your £200 payday loan. Using our handy calculation tool, you can see exactly how much your £200 loan will cost each month and in total as you change the loan amount and term, making it easy to apply for a loan that works with your budget.

Hit that apply button and make a cup of tea. If we need any more information from you to approve your £200 loan, you’ll receive a quick phone call from your personal Customer Care manager – this shouldn’t take more than five minutes. Once we approve customers, your 200 pound loan is sent directly to your account without delay.

How You’ll Repay Your £200 Loan

As a £200 loan direct lender, we make the repayments simple too. We’ll set up a Continuous Payment Authority (CPA) to collect the agreed repayments directly from your bank. We’ll never take more money that we’ve agreed in the loan term, or move a repayment date without your knowledge. If you’re ever worried about missing a payment on your 200 pound loan, known as ‘defaulting’, simply call your personal Customer Care manager. We may be able to move or reschedule that payment.

If you don’t let us know in advance, you may be liable for a one-off default fee, which is capped at £15. Defaulting on your £200 loan, as with any loan, will have a negative impact on your credit score and can make it more difficult to receive credit in the future, which is why we do our best to help you avoid this.

Beware of £200 Payday Loan Scams

At Fast Loan UK, we will never, ever ask you to send us money before you can get a £200 loan, or ask for any unexpected payments during your loan term. This would be a big red flag that you’ve been contacted by a scammer. If you’re ever unsure, don’t give out any information. Contact your personal Customer Care manager directly and securely, and we’ll be happy to assist you.

Your data security is of the utmost importance to us, and we never pass your information on to third parties (unless you’ve given us express permission). We also use a completely secure server and all your personal and financial information is safe with us. To double check, simply look for the padlock symbol in the address bar of your browser, and that you’re on our secure website address https:/www.fastloanuk.co.uk.

Contact Us About 200 Pound Loans Today

If you would like any more information about our £200 loans, have any questions about the application process or how we make lending decisions, don’t hesitate to contact us. We understand it’s important for you to be able to talk directly with your £200 loan direct lender whenever you need, and we’re available 7 days a week via phone and email. Once you’ve decided if our £200 payday loans are right for you, simply apply now to receive a near-instant decision.