Instant Loans

Borrow £100 - £2,000

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Representative example:

Amount of credit: £210 for 35 days. One total repayment of £262.19. Interest: £52.19. Interest rate: 259% pa (fixed). 912% APR Representative.

Warning: Late repayment can cause serious money problems. For help, go to moneyadviceservice.org.uk

Compare the price of short term loans here

What are Instant Loans?

These are loans provided to customers in real-time. This means the customer can expect to have the funds in their bank account within a few minutes of their online application.

These types of loans are a relatively new phenomenon within the financial industry compared to payday loans and have come about as a result of the growth in demand. As the short term lending market has grown and developed, so has the processes and systems within the industry. This has made taking out a cash loan online a quick and simple process. Long gone are the days where you would need to go into a bank and fill in long arduous paper applications, and then wait for teams of underwriters in the bank's lending department to make a decision on your application. Computers and complicated algorithms can now do this within minutes.

Does Fast Loan UK offer instant or same day loans?

Yes, like the majority of other online short term lenders we offer these types of loans. If you are a new customers we aim to have the loan in your bank account within 25 minutes of the initial loan application. This is, however, subject to you passing all of our credit checks and affordability assessments. If we require more information from you it may take a bit longer to process the application. We always aim to have the funds in your account on the same day.

If you’re an existing customer we will aim to have the loan in your bank account within 10 minutes of the new loan application. However, this can take longer, dependent on how long your bank takes to process the payment, and whether or not they accept Faster Payments.

We have designed our loan process to be as simple and as efficient as possible. We understand that a quick decision process and instant turn round of cash into the customer’s account is imperative to our service. In addition, we are a responsible lender and therefore encourage potential borrowers to seek independent financial advice from someone impartial.
If you would like further information on borrowing, or independent expert advice, please contact moneyadviceservice.org.uk

What are the benefits?

If you are in need of a quick cash injection, whether that be for a last-minute holiday, or to pay for the food shopping when the debit card lets you down. Then our loans are perfect for you. We understand that everyday lives are unpredictable and may require cash fast to cover you in the short term. Returning customers can have the funds in their account within 10 minutes of making the request to reborrow.

We don’t recommend you to make a borrowing decision on a whim, and we want all customers to use our lending facilitates responsibly. However, its handy to know that we are just a few clicks away on your mobile, tablet, or computer, if we are needed. Representative Example: Amount of credit: £210 for 35 days. One total repayment of £262.19 Interest: £52.19. Interest rate: 259% pa (fixed). 912% APR Representative.