Looking for easy loans to apply for online? Here at Fast Loan UK, we’ve made the process of applying for easy online loans as simple as possible, all so our customers can receive the funds they’re looking for quickly and efficiently. Just click Apply Now and you can find get an instant decision and the cash you need, up to £2000, within minutes.
The idea of easy loans is that you can apply and receive a short term loan quickly without the need for a long application process. This means applicants can potentially go from finding the lender who can help them, to receiving the funds within minutes if approved. No customer wants to be left waiting to hear if they have been approved or not, and by applying for easy loans to get on the same day, there is no need for any waiting around. Traditional lenders could sometimes take hours, even days, to provide a decision for a loan application, so easy payday loans provide an opportunity to speed this up.
With us, 95% of all applications approved will be credited within just 5 minutes of signing your digital loan agreement, meaning if you were looking for the fastest way to receive easy cash loans, the team here at Fast Loan UK will ensure you’re not left waiting for your new loan. Ideal when you need a small loan to cover an emergency expense or an unexpected bill, you could be credited within minutes to help you resolve your situation quickly. Not only that, but you’ll be assigned a personal Customer Care Manager who will oversee your application and ensure your application is treated fairly, providing peace of mind if you are a bad credit applicant. We’ll ensure your application will be reviewed against what you can afford to pay rather than use an automated decision-making process.
To start an application for easy loans here at Fast Loan UK, click Apply Now and fill in our short application form. We’ll provide you with a decision in principle for the loan amount you want to borrow, and the repayment terms you need. Your personal Customer Care Manager will then be assigned and may call you for a quick chat about the loan application. This should only take approximately 5 minutes to complete and sometimes is not needed if we can gather all the information we need from the credit check we perform. We’ll assess your affordability and once complete, send you the digital loan agreement to read and electronically sign. That’s it and once we have your signed form back, we’ll credit your bank account within just 15 minutes with the agreed easy payday loans amount.
We hope to be able to offer our easy loans to a wide range of people, if you can meet the following minimum requirements:
• Aged 18 years or older
• Current UK Resident
• Full-Time, Part-Time, or Self-Employed
• Receive a regular income
• Have a Bank Account and Debit Card
If you can meet the above criteria, we can help you start an application for easy payday loans immediately. During your application, we will request additional documents to support it, including photo ID, proof of address and also your last 3 months’ bank statements. This is so we can fully assess your income and expenditure and confirm your identity. We recommend having these documents ready before applying for easy money loans, that way there will be no delay in receiving approval for easy loans to get online through Fast Loan UK.
We are able to provide help in an emergency situation with easy online loans for applicants who can prove their affordability. This means that if you do have bad credit, this doesn’t automatically mean you will be declined. Other lenders may be unable to help you when you have a poor credit history as they focus on this aspect. Whilst we do run a credit check to see your financial history, it forms one part of our approval process. Easy loans to get when you have bad credit cannot be guaranteed, but at Fast Loan UK, we will consider your application fully. If you have been declared bankrupt, are in a debt relief order or have an IVA on your credit file, we will not be able to accept your application.
To pay back your approved loan amount, we will arrange a continuous payment authority to automatically take repayments from your bank account. This means with our easy cash loans, all you need to do is ensure your bank account has enough credit available before your payment is due. To help, we will send you a reminder at least 3 days before this occurs. Alternatively, you can cancel the continuous payment authority and pay via bank transfer. The total amount of your repayments including interest charges will be detailed in your credit agreement. Representative Example Borrow: £500 over 16 weeks. 4 repayments of £183.59. Total amount payable £734.36. Interest rate: 151.4% pa (fixed). Representative 766.18.% APR.
If you are a first-time applicant with us, your first request for easy loans will be limited to £800. Once you have repaid this amount in full and if you have decided to apply again, you can borrow up to the maximum of £2000. Any returning customers will be subject to a credit check and affordability assessment to ensure your circumstances have not changed. Whilst there is no time limit on when you can apply again, we do not encourage customers to borrow more than they can afford to pay and recommend only using easy loans to help you in a financial emergency. Before applying again, you should consider carefully if further short term borrowing will help your finances. If you are experiencing long-term financial difficulties, we recommend seeking help from the Citizens Advice Bureau or the Money Advice Service.