6 Month Loans

£50 £2,000
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£0 borrowed over 0 days
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due Saturday 28th May
Total payable £
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Representative example:

Borrow: £500 over 16 weeks. 4 repayments of £183.59. Total amount payable £734.36. Interest rate: 151.4% pa (fixed). Representative 766.18.% APR.

Warning: Late repayment can cause serious money problems. For help, go to moneyhelper.org.uk

Compare high cost short term quick loans at www.choosewisely.co.uk

Here at Fast Loan UK, we understand that when you need to take out a loan to cover emergency expenses, you can’t always afford to pay it back on your next payday. That’s why we offer 6 month loans, amongst many other flexible repayment terms, so you can create a schedule that works around your budget. As 6 month loan direct lenders, we pride ourselves on being open, honest and transparent – as well as offering unparalleled customer services, with a dedicated personal Customer Care manager for the entire duration of your 6 month payday loans.


We also offer 6 month loans for bad credit, and are able to approve applications from people who have been turned down elsewhere, simply because we look at things a little differently. Even if you don’t have the best credit score, we approve loans based on affordability, which means you could get 6 month payday loans that work with your budget.


If you have any questions about our 6 month loans in the UK, do not hesitate to contact Fast Loan UK, and our advisers will be more than happy to help. Once you’re ready, it’s easy to apply for our 6 month loans for bad credit online.

 

6 Month Loan Direct Lenders

 

If you are considering taking out a 6 month loan, it’s important that you fully understand what you’re signing up for. We pride ourselves on being fully transparent and want you to be confident in choosing us as your 6 month loan direct lender.


The benefits of a direct lender: of course, you’ll avoid broker fees – in fact, we don’t charge any fees for our 6 month loans for bad credit. However, our customers find that the biggest benefit of choosing us as their 6 month loan direct lenders is having a direct line of contact with your lender. When you take out our 6 month payday loans, you’ll be assigned a personal Customer Care manager, who will stay with you for the duration of your loan. You’ll be able to call them with any questions and concerns, and they’ll provide you with fantastic service during your 6 month loan term.


Borrow the amount you need: we offer 6 month loans in the UK ranging from £50 to £2,000. The maximum amount you’ll be able to borrow is dependent on affordability checks – we would want to approve loans that could lead you into financial difficulty. You should only borrow what you need, and we offer our loans in £10 increments up to £600, and in £50 increments after that, so it’s easy to get a loan as close to the expense you need to pay.


Unsecured loans: we don’t require you to put up any assets as collateral or find a guarantor to be approved for our 6 month loans for bad credit. As 6 month loan direct lenders, our decision making process is thorough and fair so that we’re able to offer great rates without the extra risk to you. Choosing an unsecured 6 month loan for bad credit means a quicker approval process too, as there’s no property to be valued or extra checks to be carried out.

 

How We Offer 6 Month Loans for Bad Credit

 

When it comes to taking out a 6 month payday loan, having a poor credit score can make it difficult to find 6 month loan direct lenders who will accept you. We work a little differently at Fast Loan UK, which means we are able to offer 6 month loans for bad credit to many people who have already been turned down elsewhere.


This is because we don’t think a credit score is the best reflection of someone’s financial history in this day and age. Your credit score may be low due to a single missed payment years ago, and it takes a lot of time to rebuild it up. In the meantime, we don’t think you should be disqualified from 6 month payday loans when you need them. Instead of judging on credit scores, we base our decision on an applicant’s affordability – simply put, whether you can afford to repay the 6 month loan you’re applying for.


To do this, we look at your last few months’ worth of bank statements to see your regular income and outgoings such as credit card payments, other credit agreements like phone contracts, direct debits and so on. If you can comfortably manage the instalments with enough left over for living expenses, and meet our other straightforward criteria, we’ll be happy to be your 6 month loan direct lenders.


You’re welcome to apply for 6 month loans for bad credit at Fast Loan UK if you:


• Are at least 18 years of age


• Are a resident of the UK


• Have a bank account and valid debit card


• Receive a regular income from employment

 

Repaying 6 Month Payday Loans

 

When it comes to repaying your 6 month loans for bad credit, we make the process as straightforward and stress-free as possible. We’ll work out a repayment plan that suits your budget, ensuring that you aren’t overstretched or paying too much in interest unnecessarily.


Choose your own loan term: as well as being able to take out 6 month payday loans, we offer flexible repayment terms from just 7 days to 8 months – whatever suits your budget. You also have the option to pay your loan off early with no fees whatsoever, simply contact your personal Customer Care manager.


Get flexible repayments: over the course of your 6 month loans in the UK, you decide whether you want to pay in weekly or monthly instalments. Coinciding them with your usual pay schedule means you can be sure there will be enough money in your account to cover the instalments of your 6 month payday loan. You can choose what date each month, or what day each week, the money will leave your account.


Fixed repayment amount: when you sign up for your 6 month loan, we’ll show you what each instalment will be and we don’t deviate from that. This makes it easier to factor the repayments into your budget over your 6 month loan term, and there’ll be no nasty surprises along the way. We’ll even set up a Continuous Payment Authority (CPA), and each instalment will leave your account like a direct debit, so there’s nothing you have to remember to do!


If you’re ever worried that you might not be able to make an instalment of your 6 month payday loan, we understand. Life is full of the unexpected, but you can rely on us. In this case, you should call you personal Customer Care manager, who will try to help you set up an alternative payment method or delay your payment without affecting your credit rating. We never want our customers to default on our 6 month loans for bad credit, and do everything we can to help you avoid it.

 

Apply for 6 Month Loans in the UK Today

 

For more information about our 6 month loans for bad credit, simply contact Fast Loan UK and we will be happy to answer your questions. Once you’ve decided that we’re the right 6 month loan direct lenders for you, apply online today!