£300 Loans

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The cost of borrowing £300 over 6 months:

Fast Loan UK £507.48
Mr Lender £544.00
Cashasap £556.23
Lending Stream £579.00
Money Platform £586.26
Savvy £595.00
QuidMarket £596.46
Cash4unow £599.82
Fernovo £595.92
Ticket Loan £595.92
Loan Pig £595.92
Moneybag £600.00

Proud to offer the cheapest instant short term loans in the UK

Compare our loans to other lenders here

Warning: Late repayment can cause serious money problems. For help, go to moneyhelper.org.uk

Representative example:

Borrow: £300 over 8 months. 8 repayments of £70.31. Total amount payable £562.44. Interest rate: 130.21% pa (fixed). Representative APR: 840.75%

If you are looking for £300 loans due to a short-term cash flow issue, such as an unexpected bill before payday, Fast Loan UK can provide emergency loans to help you. We offer short and medium-term unsecured 300 pound loans with flexible repayment schedules, personal Customer Care managers and complete transparency at every stage. Offering £300 payday loans as a direct lender, we are able to lend to many people who have been turned down by other lenders and will work with you to ensure you will be able to afford the repayments. Apply for a £300 payday loan unlike any other today to receive an instant decision in principle.

About Our £300 Payday Loans as a Direct Lender

At Fast Loan UK, we offer you short and medium-term, unsecured £300 payday loans as a direct lender. To help you decide if our £300 loans are right for you, we’ll go through what this means for you term by term.

Short and Medium-Term: the length of your loan term (from the day you receive the money until the day you make your final repayment) is capped at 8 months medium term for first-time borrowers, while returning customers may have £300 loans for up to 12 months – these are medium term loans. We don’t think it’s fair that so many lenders of £300 payday loans ask you to repay the full amount within a month, as this can lead to further money issues the next month. You can decide how long you would like to borrow your 300 pound loan for, choosing a short term as little as 7 days if you’d like, and you can also change the duration of your loan after you’ve taken it out – simply get in touch with your personal Customer Care manager. If you’re able to repay sooner than expected, we also don’t charge any early repayment fees!

Unsecured: you aren’t expected to provide any collateral to take out a £300 payday loan with Fast Loan UK. Collateral means offering something of value, usually your house or car, in the case that you’re unable to make repayments. With our £300 loans, there’s no danger that your home or car will be repossessed, and you can be approved for our 300 pound loans even if you have no collateral to offer.

Direct lender: this simply means that we lend to you directly, with no middleman known as a broker. If you borrow £300 loans via a broker, the total cost of your loan can increase by quite a lot as the middleman charges broker fees. At Fast Loan UK, we don’t charge any fees for setting up your loan. It also means if you have any questions about your loan, you have a direct line of contact with your lender, with your own personal Customer Care manager for the entire duration of your loan.

Beware of £300 Payday Loan Scams

A very important piece of information to note: Fast Loan UK will never, ever ask you to send us money in order to get your £300 loans, and we don’t charge any kind of setting up fees. If any lender asks you to send money to them in order to set up a £300 payday loan, it is likely that this is a scam and you should not proceed. Always check that you are on the secure web address https:/www.fastloanuk.co.uk and that there is a padlock symbol in the address bar of your browser.

Affordable £300 Loans for Bad Credit

If you have a bad credit score, getting approved for a £300 payday loan can be rather difficult. Many lenders run automated credit checks and if your credit score is lower than their threshold, you’ll automatically be turned down for their £300 loans. Here at Fast Loan UK, we do things a little differently, and are able to offer 300 pound loans to many people, even those who have just been turned away by other lenders.

We understand that your credit score is not always a true reflection of your current finances, as it can take a long time to rebuild a credit score even after one missed payment. We don’t want to turn you down for £300 loans when you shouldn’t be. Instead, we look at your income and regular outgoings in order to make sure that you will be able to afford the repayments on the loan you apply for, along with all your regular payments, and still have extra money left over. We offer £300 payday loans for bad credit as a direct lender responsibly, and will not approve anyone for a loan where it may lead them into further financial difficulties.

How to Get 300 Pound Loans at Fast Loan UK

Here at Fast Loan UK, we pride ourselves on working a little differently to other lenders, and offering £300 loans in a way that is fair and transparent. The application process is straightforward; you can apply from your computer, tablet or even your phone, which is great if you need a 300 pound loan in an emergency on the go. Before we can consider you for our £300 payday loans as a direct lender you will need to meet our eligibility criteria, which are:

• Aged 18 years or over

• Resident in the UK

• In full or part-time employment or self-employment

• Receive a regular income

• Have a valid bank account and debit card

If you meet the above criteria, you are welcome to apply for our £300 loans. To do this, head to our application page and select a 300 pound loan. Next, you can choose whether you would prefer to repay your loan in a one-off payment, or with weekly or monthly instalments, as well as how long you would like your loan term to be. With our handy loan calculation tool, you will be able to see how much each instalment will cost and the total cost of your loan as you change each aspect, making it easy to apply for a loan that works with your budget.

Once you have submitted your application for a 300 pound loan, we will run a credit check with our credit reference agency. Don’t worry if you have a bad credit score, as this will not automatically disqualify you from our £300 payday loans as a direct lender. If we need any more information, you’ll receive a call from your personal Customer Care manager, but this shouldn’t take more than 5 minutes of your time. If we are able to approve you for our £300 loans (based on our affordability decision making process outlined above) we’ll let you know instantly, and you can have the £300 in your bank account within 15 minutes.

Repaying the £300 payday loan is simple. We’ll set up a Continuous Payment Authority (CPA) to collect the agreed repayments directly from your bank. You can choose which day of the week or month you would like this to happen, and we recommend timing it around your payday so you’ll know there will be sufficient funds to cover the repayment. If you are worried that you might not be able to make a certain repayment, we can help you move or reschedule them to avoid missing a payment, known as ‘defaulting’ on your £300 loans. All you need to do is get in touch with your personal Customer Care manager. If you miss a repayment, and don’t let us help you make other arrangements, you may be liable to pay a one-off default fee, which is capped at £15.

We also make repaying your loan early straightforward. If you are able to do this, it can reduce the overall cost of your 300 pound loan, because you’ll only pay interest until the day of the final payment. We also don’t charge early repayment fees, unlike many other £300 payday loan companies on the market. Simply get in touch with your personal Customer Care manager who will be happy to talk you through the process of repaying £300 loans early.

If you would like any more information about our £300 loans, the application process or how we make lending decisions, don’t hesitate to contact us. Our representatives are available 7 days a week via phone and email, and we’ll be happy to provide you with all the information you need to decide if our £300 payday loans as a direct lender are right for you.