The cost of borrowing £300 over 6 months:

Fast Loan UK £507.48
Mr Lender £544.00
Cashasap £556.23
Lending Stream £579.00
Money Platform £586.26
Savvy £595.00
QuidMarket £596.46
Cash4unow £599.82
Fernovo £595.92
Ticket Loan £595.92
Loan Pig £595.92
Moneybag £600.00

Proud to offer the cheapest instant short term loans in the UK

Compare our loans to other lenders here

Warning: Late repayment can cause serious money problems. For help, go to moneyhelper.org.uk

Representative example:

Borrow: £300 over 8 months. 8 repayments of £70.31. Total amount payable £562.44. Interest rate: 130.21% pa (fixed). Representative APR: 840.75%

With flexible repayments available, we are happy to offer a £2000 loan as a returning customer at Fast Loan UK. Ideal if you’re faced with an unexpected expense or need to pay an emergency bill when there are no other options, we can look to help you as long as your first loan with us is settled in full. Subject to credit and affordability checks, if approved, we can transfer the funds the same day where possible.

As our £2000 loans are available to returning customers only, this isn’t an available option if you are a new customer with us. If it’s your first time applying with Fast Loan UK, you are eligible to apply for a maximum of £800 if you need this as a flexible alternative to payday loans.

If you have successfully borrowed from us in the past and repaid this in full, we can look to offer a tailored £2000 personal loan that suits your budget and circumstances. You can choose repayments of up to 12 months and repay either weekly or monthly – whichever is most convenient for you.

To start an application today, click login as a returning customer or speak to your personal Customer Care Manager. We can then look to provide a decision for you fast and the approved funds you need directly into your bank account.

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About Our £2000 Loans

As a trusted lender, we are fully transparent in our approval process and always have our customer’s best interests at heart. We only offer £2000 direct lender loans when we can see it’s the right choice for you – whatever your current credit score may be. We’re able to assess your application without the need for a guarantor, even if you’ve already been turned down by another lender or have a poor credit history – simply because we look at things a little differently.

We’re authorised by the Financial Conduct Authority (FCA) as a direct lender (reference number: 673907), working to responsible lending guidelines that ensure you are treated fairly as a customer. You can count on Fast Loan UK for fantastic customer service and a quick approval process so that you can get the funds you need to resolve your situation fast.

We pride ourselves on being responsible lenders and have strong core values of offering ethical and socially responsible loans. You can read more about our company, values, and the pillars of our operations on our About Us page.

When you choose to borrow a £2000 loan as a returning customer, you’ll already have experienced our first-class service first-hand. You can expect us to put your best interests first and offer our loans responsibly and fairly for you. Fully tailored to your financial circumstances, with sustainably affordable repayments, your personal Customer Care manager will be able to guide you through the process and provide a quick decision. As always, there are no hidden fees with our loans, and we can offer same day cash where possible if your bank supports the Faster Payment System (FPS).

Can I Get a 2000 Pound Loan?

When you apply for a £2000 loan as a returning customer, your application will be reviewed to ensure that your circumstances have not changed, and you can afford the repayments you want. As we’ll already have some information from you from the first time you applied, we’ll check these details with you again to ensure these are still correct. You should:

  • Be at least 18 years of age
  • Be a resident of the UK
  • Have a bank account and a valid debit card
  • Receive a regular income from employment
  • Have successfully repaid a loan with us in the past

Although you would have been approved for a loan in the past, this doesn’t guarantee you’ll be approved for a £2000 loan. Every returning customer is subject to credit and affordability checks, so as long as we can see your circumstances have not changed and you are not in financial difficulties, we can look to approve a loan if it is sustainable for you across a repayment term of up to 12 months.

We hope we can help you get the cash you need so that you can quickly resolve your short-term position. Remember, £2000 is the maximum amount we can offer, so if you only require a £1500 loan or a lower amount, you should apply just for the amount you need. This will help you to reduce the total amount borrowed and enable you to choose a shorter repayment term than the maximum of 12 months. Speak to your Customer Care Manager if you have any questions.

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alternative payday loan

What Can I Use a £2000 loan for?

As an unexpected emergency can happen at any time, being able to find same day loans from a trusted lender can help when you have no available savings or credit. Many people will want to resolve this situation without the need to borrow money, and this should always be the first option. We can help when you have exhausted other ways to resolve your position and offer up to a £2000 loan if you have borrowed from us before and repaid in full.

There are many reasons you could find yourself needing to borrow money, whether it’s an unexpected bill for a car repair or a home emergency such as a boiler failure that needs urgent replacement. Any emergency situation that requires resolving quickly, and you cannot resolve using savings or the help of friends and family, can be helped with a loan of up to £2000. You should always ensure you are borrowing for the right reasons, so a £2000 personal loan wouldn’t be ideal for situations where you need to cover essential bills or other credit agreements you may have.

If you can justify the need to borrow from us again as a returning customer, and it won’t put you into financial difficulties, we can look to help.

Can I Get a £2000 Loan With Bad Credit?

We can offer loans for bad credit where possible for those with a low credit score. This means a £2000 loan could be approved if you have a poor credit history if it is affordable for you. During the application process, we will perform credit and affordability checks, but don’t worry if your current credit rating is low – we understand that not everyone will have ‘excellent’ credit when they need affordable loans.

As a returning customer with poor credit, you’ll already know that it’s possible for us to help you, but a new application cannot be guaranteed approval. We’ll assess your current situation and determine if you’ll be able to sustainably afford the repayments on your chosen £2000 personal loan. This means being able to make the repayments with plenty of money left over for essential outgoings.

If your circumstances have changed and we cannot determine whether the loan is affordable, we will have to decline. We recommend checking that your financial situation has not changed since the last time you borrowed from us. Ensure that the repayments you request can be sustained and that we will be able to see this from the bank statements you provide.

Pros and Cons for £2000 Loans

Higher amount for returning customers – a £2000 loan is only available to those who have borrowed from us before and settled their first loan in full. Not only can you borrow this higher amount if you need it, but you can also choose longer repayment terms of up to 12 months.

Unsecured borrowing – we never ask for you to find a guarantor to co-sign your loan agreement, and we won’t ask for any collateral either, such as your home or car. Getting a loan with no guarantor or collateral allows for a quicker application and approval process, and means you aren’t expected to take on any extra risk for your loan.

Direct lender, direct cash – your loan comes directly from us, with no middleman broker involved. This means you don’t pay broker fees – in fact, we don’t charge any service fees at all. This enables us to provide an all-in-one service as we make our own decisions and transfer the cash once approved directly to your bank account with no delay.

Direct contact when you need it – we always keep an open line of contact with our customers – you can simply call your personal Customer Care manager at any stage if you have any questions. This includes when looking to borrow again from us, speeding up the process when needing to apply for £2000 direct lender loans.

Repay your loan early – you can choose to repay your loan in full at any point during the agreement. If you can afford to do so, just speak to your personal Customer Care Manager and we’ll provide an early settlement figure – you’ll only pay interest for the days you borrowed.

Borrow exactly what you need – overborrowing can lead to paying excess interest unnecessarily. To borrow responsibly and help keep the costs of your loan down, you should only apply for a £2000 loan if you need it, rather than apply for the maximum available.

No hidden fees – we do not charge any hidden fees with our loans. You’ll be able to see exactly how much you need to pay in interest without hidden surprises that can be common with other lenders.

If you have any questions about our £2000 direct lender loans, you’re more than welcome to contact us and speak to our team. Remember, as an existing customer, you can simply login to your account or speak to your personal Customer Care Manager to apply.

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£2000 Loans FAQs

Do I still need a credit check as a returning customer?

Yes, whether you are a new or returning customer, each loan application is subject to credit and affordability checks. This is to ensure that we are only approving loans for those who can sustain the necessary repayments and will not fall into financial difficulties. As an existing customer, we need to ensure your first loan has been settled in full and that your circumstances have not changed.

Can I get a £2000 loan as a new customer?

The maximum you can apply for as a new customer is £800. If you are looking for cash loans for higher amounts than this, we can only do so if you have borrowed from us before and your first loan has been settled in full.

Am I guaranteed approval on a £2000 personal loan?

We cannot offer guaranteed approval on any loan amount, with each application subject to credit and affordability checks before a decision is made. So, even if you successfully applied previously, this doesn’t mean you will automatically be approved this time. As long as your personal circumstances haven’t changed and you can afford the repayments you’ve requested, and we can determine this, we can look to approve a new loan.

Can I choose repayments up to 12 months on a £2000 loan?

Yes, we are happy to offer longer repayment terms as a returning customer looking to borrow up to £2000. Where as a new customer you could choose up to 8 months for repayments, you can choose up to a maximum of 12 months as a returning customer. Please ensure you choose a repayment term you can afford to sustain and only choose a maximum of 12 months if you cannot afford a shorter repayment term.

Is the application process faster for a returning customer?

Yes, all you have to do as a returning customer is login to your account with us or call and speak to your personal Customer Care Manager from your last loan. This means you won’t have to complete a full application form again, however, we will need to ensure the information is still correct and your circumstances haven’t changed.