If you’re faced with an unexpected expense and don’t have the cash to cover it immediately, same day loans can be a lifesaver. Here at Fast Loan UK, we understand that getting your loan quickly is vital so you can make emergency payments without stress. That’s why we’ve made it our mission to cut the delays – and 95% of our customers have the cash they need in their bank account within 10 minutes of digitally signing their loan agreement.
With our same day payday loans, you can borrow up to £2,000 with flexible repayment terms up to 8 months. We’re a transparent, responsible and FCA authorised direct lender of same day loans, and we work with applicants to arrange the short term loan you need on a plan that suits your budget – with fixed monthly payments that you can sustainably afford.
We’re happy to consider all levels of credit and never charge hidden costs or fees. And when you take out same day loans in the UK with us, you’ll be provided with your own personal Customer Care manager, who you can contact directly at any point of your loan term. To find out more about our same day cash loans, contact Fast Loan UK. Once you’re ready, applying online is quick and easy.
There are so many situations where same day loans are necessary. Whether your car is in the garage for urgent repairs and you can’t get it back without paying the bill, or your boiler needs replaced and you have no hot water in the meantime. If you don’t have the spare cash to cover it, we can help as a same day loans direct lender – even if you don’t have a perfect credit score. We’re able to offer same day loans to the great majority of our customers – and we make it simple.
As a same day loans direct lender, we’re happy to consider applicants with all levels of credit score. We don’t think credit scores are the best reflection of whether a same day payday loan is right for you, because they can drop dramatically after you miss a single repayment, and rebuilding it back up can take an incredibly long time. We think that being unable to get credit, when you can sustainably afford it, isn’t right.
Instead, we prefer applicants to have a secure income and to be able to afford the weekly or monthly repayments on their chosen same day cash loan. To assess this, we’ll look at the last few months’ worth of your bank statements – if you have enough left over after your regular outgoing payments to sustainably afford your same day cash loan repayments, we’ll usually be happy to accept your application.
As an FCA authorised direct lender of same day loans in the UK, we are required to run credit checks as part of our decision-making process. Unfortunately, we are unable to approve applicants who have been declared bankrupt, entered into a Debt Relief Order, or have an Individual Voluntary Arrangement debt solution.
We keep our eligibility criteria straightforward too. You’re welcome to apply for our same day payday loans if you:
• Are at least 18 years of age
• Are a resident of the UK
• Have a bank account and valid debit card
• Receive a regular income from employment
Applying for same day payday loans with Fast Loan UK starts with our quick and easy application form. You'll need to decide how much you need to borrow, how long you’d like to pay it back, and whether you would prefer weekly or monthly repayments.
At this stage, you’ll see exactly how much each instalment of your same day loan would cost you, as well as the total cost of your loan. If we are able to approve you at this rate, the amount you see here is exactly what you’ll pay for our same day cash loans, and not a penny more. No hidden costs, no extra fees or charges, your payments will never increase midway through your loan – and we certainly don’t make you pay any extra for getting your loan on the same day.
We pride ourselves on being completely transparent about all costs involved from the very beginning. By giving you all the information you need upfront, you can take a look at your upcoming budget and see if you’ll be able to sustainably afford the same day cash loan. This way, you can make an informed decision about whether Fast Loan UK is the right direct lender of same day loans for you.
Once you’ve submitted the application, we’ll make our decision in principle straight away. As a same day loans direct lender, we take our responsibility to our customers seriously. If we need any more information before we can confirm our decision, you’ll receive a quick phone call from your Customer Care manager – this shouldn’t take more than five minutes of your time. Our decision-making process is based on whether you can sustainably afford the loan, rather than your credit score. This means you don’t need to worry that a low credit score will get in the way of getting your same day cash loans.
If we can approve your application, we’ll text you a loan link and ask you to read over and sign your loan agreement digitally – you can do this on your mobile phone, tablet or computer. We want you to be confident in your decision to take out a same day payday loan. Even if you’re looking for same day loans in a rush, you can still afford the time to read through the agreement: we've streamlined our processes so you can take more time here, and still receive your same day cash loan quickly!
As a direct lender of same day loans, we don’t have any lengthy processes to go through, or anyone else to consult before we can send your money. Once you’ve signed your loan agreement, we’ll transfer the cash to your bank account right away. In order to facilitate same day loans, we use Faster Payments, and you should receive your loan within 15 minutes. If your bank or building society doesn’t process Faster Payments, it might take a little longer. Some factors that might slow down you receiving the cash include:
• Having errors in your application form
• Delays with credit checks
• Submitting your application later in the day
However, 95% of customers receive their loan within 10 minutes of approval and signing their loan agreement. When the speed of your same day loan isn’t a question, you have the freedom to choose a lender who always has your best interests at heart. At Fast Loan UK, you’re our number one priority. To find out more about our same day loans in the UK, simply get in touch and we’ll be happy to chat. Once you’re ready, it’s quick and easy to apply for a same day loan online.