In an ideal world, everyone looking to apply for guaranteed loans online would find what they’re looking for. However, finding a guaranteed payday loan direct lender is slim as no lender can guarantee your loan will be approved. Here at Fast Loan UK, rather than say we can provide you with guaranteed loan approval, we provide an honest and transparent approach to short term lending for our customers.
What we can guarantee is that you’ll be able to apply for fast credit up to £2000 from a responsible lender who will work quickly to assess your loan application. There are no hidden fees and, if approved, we’ll credit your bank account within 15 minutes of signing your agreement. If that all sounds good to you, then click Apply Now and we’ll get to work right away.
You may have found online lenders offering guaranteed payday loans, where they promise to approve your application. However, this usually means you could be charged hidden fees and high-interest costs. Any responsible lender will instead follow FCA guidelines and ensure you can afford the borrowing you are looking for over and above enticing you with promises of guaranteed loan approval.
At Fast Loans UK, whilst we cannot provide guaranteed loans for bad credit, we can help you with a quick way to receive a short term loan with the flexibility to repay weekly or monthly for up to 12 months. Ideal for when you need money to cover an emergency or other short term circumstance you can’t cover with savings or other means. What makes us different to guaranteed payday loan direct lenders is that we are transparent with any fees and interest you are charged.
Using a trusted lender who puts their customers first in terms of service and satisfaction is always a better choice than choosing a guaranteed payday loan direct lender who doesn’t. At Fast Loan UK, we put service at the heart of what we do, which is why we take a human approach to the lending process and will assign you a Customer Care Manager who will personally assess your application. With this approach, we can help many more customers receive the lending they are looking for when searching for guaranteed loans for bad credit.
To apply for a loan through us, just choose the amount and terms you want, and we will provide an instant loan decision in principle if we can help. We don’t offer guaranteed payday loans, so at this stage, we then assess your affordability. Your Customer Care Manager will contact you if they require to confirm any details, but this should take no longer than 5 minutes to complete. Once a credit check is complete and assessment of your finances done, we’ll send you a digital loan agreement to sign.
If we can see you have the affordability to make repayments even if you have a bad credit history, we may still be able to approve your application. Your Customer Care Manager will determine the lending decision based on your finances as a whole rather than using an automated decision process. Once your agreement is signed, the funds will be sent to your bank account within just 15 minutes. Apply Today and see how we can help you.
To be eligible to apply, you will need to meet the following criteria:
• Aged 18 years or over
• Current UK Resident
• Be in Full-time, Part-time or Self-Employment
• Receive a Regular Income
• Have a valid Bank Account and Debit Card
If you can meet the above, then click Apply Now and we can work quickly to provide the approval for our guaranteed loans alternative today. In most circumstances, we will require additional information from applicants to assess your application. If you can have your proof of ID, proof of address and your last 3 months bank statements available before applying, this will speed up the lending decision process for you.
If you have any further queries about guaranteed loans, please contact us and a member of our friendly team will be happy to help.
Whether you have been declined recently by another lender of guaranteed loans or not, you may still apply through us. What makes us different to other guaranteed payday loan direct lenders you may have used before is that we base our lending decisions around your ability to pay. If you can prove you have a secure weekly or monthly income and can afford the repayments we offer without causing financial difficulty, guaranteed loan approval is still a possibility.
Once your loan has been approved, we will arrange a continuous payment authority (CPA) with your bank so that we can take scheduled payments automatically. All you will need to do is ensure enough funds are available in your bank account for this to go through. To make this easier, we will send you a reminder at least 3 days before this happens. Alternatively, you can contact us to make payment via a bank transfer. Representative Example: Borrow: £500 over 16 weeks. 4 repayments of £183.59. Total amount payable £734.36. Interest rate: 151.4% pa (fixed). Representative 766.18.% APR.
If you are using Fast Loan UK for the first time, the maximum you will be able to borrow is £800. For returning customers, you can apply for up to a maximum of £2000. This is because we need to ensure you are a trusted customer with your first loan with us. As long as you pay this back in full following the repayment schedule, you can apply again. Please note, we do not encourage customers to apply for more than they need to borrow, so carefully consider only borrowing the amount you need for your short term circumstance.