Personal Loans

£50 £2,000
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due Saturday 28th May
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Representative example:

Borrow: £500 over 16 weeks. 4 repayments of £183.59. Total amount payable £734.36. Interest rate: 151.4% pa (fixed). Representative 766.18.% APR.

Warning: Late repayment can cause serious money problems. For help, go to

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Life is full of unexpected expenses, and no matter how well you budget and live within your means, there can be times when you find yourself with short-term cash flow issues. Our personal loans UK service could offer you the cash to cover emergency payments when you need it most.

At Fast Loan UK, we pride ourselves on responsibly offering loans of up to £2,000 with flexible terms that work with your financial circumstances. You could borrow the amount you need and choose to repay it in weekly, fortnightly or monthly instalments over up to 8 months as a new customer, or up to 12 months if you’ve successfully borrowed with us before.

As FCA authorised responsible lenders, our number one priority is always our customers’ best interests. We’re fully transparent about our personal loans – you’ll find all the information you could want here on our website with our How It Works explainer and dedicated FAQ page. If you do have any questions you can’t find the answer to online, you’re always welcome to contact Fast Loan UK. Our friendly UK based specialists will be more than happy to help.

What Are Personal Loans?

In the UK, personal loans are cash loans between £1,000 and £25,000 which can be used for a range of expenses. At Fast Loan UK, we offer personal loans at the lower end of the scale as they are designed to be emergency loans for unavoidable expenses such as urgent home repairs. Our personal loans are not suitable for debt consolidation or non-emergency home improvements.

Our personal loans are unsecured– which simply means that you aren’t required to offer any collateral, such as your home, car or other valuables, or find a guarantor to co-sign your loan agreement. This could be a good solution for you if you want to keep your personal loan as straightforward and fuss free as possible.

A common disadvantage of personal loans UK is that they can often lead to over-borrowing. It can be tempting to borrow more than you need simply because it is available but this can lead to paying interest unnecessarily. At Fast Loan UK, we encourage our customers to only borrow what they need to cover an urgent expense, and no more. We also follow responsible lending practices to ensure that our customers never take on more debt than they can sustainably afford.

About Our Personal Loans in the UK

At Fast Loan UK, our aim is to offer you the loan you need. That may be a smaller short term loan, but if you do have a larger expense that you need to pay, we may be able to help you with that too. Our loans start as little as £50 right up to personal loans of £2,000. However much you need to borrow, you can be sure of full transparency, a fair deal and unparalleled customer experience.

As a direct lender, we don’t charge broker fees and there are no hidden charges involved in our personal loans. We are fully transparent upfront about all costs involved in using our personal loans UK service. You can use the handy loan calculator tool at the top of this page to choose the amount you need to borrow, whether weekly, fortnightly or monthly repayments suit you best, and how long you’ll need to repay the loan. We’ll show you an example of what each repayment will be, as well as the total amount payable – so you can decide if it’s affordable for you before applying. Please note that we offer tailored loans for every customer, so your repayment plan could vary from the amounts shown here.

When you apply for a personal loan with us, you will be given a dedicated Customer Care manager who will work with you throughout the duration of your loan term. If, at any point, you have any questions or need to make a change to your loan, you can contact your Customer Care manager who will help you. This may be for anything from changing your bank account details or paying off your personal loan early – which we don’t charge early repayment fees for.

We Consider All Credit Scores

If you don’t have the best credit score, you’re still welcome to apply for our personal loans. Your credit score may be low for a variety of reasons, and it can take a long time for you to build it back up. We don’t think you should be prevented from getting personal loans in the meantime – as long as a low credit score loan is the right choice for your current financial circumstances. For us, it’s more important that you are able to sustainably afford your personal loan in the UK than what your credit score says.

We pride ourselves on being an open and judgement-free lender of personal loans in the UK. We’re able to approve many customers who have been turned down by other lenders, whether that’s due to a low credit score or having a County Court Judgement on your file. We look beyond your financial past, and focus on whether a personal loan is affordable for you now.

We understand that circumstances can change, which is why we aim to be as flexible as possible with our personal loans – even after you have signed your loan agreement. If you are worried that you may be unable to make a particular repayment, all you need to do is contact your Customer Care manager. They will listen to you and try to help you avoid defaulting on your personal loan – which may be as simple as splitting the amount over your remaining instalments.

How to Apply for Personal Loans Today

Applying for personal loans in the UK with Fast Loan UK is a simple and stress-free process. You can get started by clicking Apply Now and filling out the application form – it takes just a few minutes to tell us how much you need, and a few details about yourself and your current finances.

We keep the eligibility for our personal loans in the UK straightforward. You’re welcome to apply if you:

• Are at least 18 years of age

• Are a resident of the UK

• Have a bank account and valid debit card

• Receive a regular income from employment

Once we have received your application, we’ll review it and make our decision as quickly as possible, so you don’t have to wait around. If we need any more information from you, you’ll receive a call from your personal Customer Care manager, which will take around five minutes of your time. If we’re able to approve your application, we’ll process your loan and use a Faster Payment to ensure the cash is in your account quickly, usually within 15 minutes of you digitally signing your loan agreement.

So, if you need a personal loan up to £2,000 from a responsible and transparent lender who will help you make the best choices for your finances, applying with Fast Loan UK is quick and easy.