We understand that any form of loan you take out is a large commitment that can seem quite daunting. At FastLoan UK, we make applications for a short-term loan and a 24/7 financial loan as simple as possible with help from an assigned team at every stage. Our Financial Conduct Authority (FCA) authorised lending service allows you to have complete control over your 24/7 loan application for smooth approval in any financial emergency.
What Are 24/7 Loans
Though you may consider yourself to be good with money, a financial emergency can happen at any time and may negatively impact your finances, leading to you needing an instant loan. Should you find yourself in this scenario, there are several short-term loans as well as 24/7 financial loan options that can help you should you not have the money saved to resolve the financial emergency. A 24/7 loan is a loan of anywhere between £50 to £2000 and is used to pay off an unexpected bill or cover the costs of emergencies such as unexpected car repairs or resolving a broken boiler.
Should you find that a 24/7 financial loan is right for you, FastLoan UK is here to help. When you begin the application process with us, you will be met with a friendly online team that is open 24/7 to process your application. With a quick processing time on these 24/7 loans, the applicant will have the money within their account in no time. This allows for all bills to be covered with ease, and the loan can be paid back in simple monthly instalments.
Apply For A 24/7 Loan Today
Any financial difficulty can be stressful; therefore, we make applying for a 24/7 financial loan easy. With our easy to fill out application form, applying for your chosen loan type is simple. For those new customers, it is as simple as filling out an application form with all the information that is required. This includes how much you want to borrow, the number of days or weeks that you want to borrow for, and finally, the number of repayments that you would like to make.
From there, we will take your 24/7 loan application and assign you a personal Customer Care Manager who will be handling your application. They will give you a quick call to confirm the details that you have provided to us and will make sure that your application is taken care of. When this part of your 24/7 loans application has been checked and the eligibility and credit checks have been performed, we will send the loan agreement across to you. From there, you will be required to digitally sign and agree to the terms of your 24/7 financial loan from a computer, mobile or tablet. You will then receive your chosen loan amount within just 15 mins of your application.
Each monthly repayment for your 24/7 financial loan will be taken out automatically on the agreed repayment date, allowing you to continue paying off your loan on time month by month in full through a CPA (continuous payment authority).
If you need further information on the process of applying for a 24/7 financial loan or one of the other loans we provide, visit the how it works page or the FAQs page. Alternatively, get in touch with a member of our experienced team, and we’ll be happy to help.
What Is The Eligibility For 24/7 Loans
When taking out any loans with FastLoan UK you are never fully alone. Should you find you need to move a repayment date here and there for your loan, you can begin to do so by contacting your Customer Care Manager. This flexible repayment date is something that we offer not only on 24/7 loans but also on affordable loans, payday loans, and several other loans that we provide. In addition to this, we also provide complete transparency on our eligibility criteria for those who are looking to apply for a loan using our services. These are as follows:
• The applicant must be 18 or over.
• The applicant must be in either full time or part-time employment.
• Applicants should have a regular stream of income.
• The applicant must also have a UK bank account and provide card details.
In addition to making sure that you fit the following criteria, our representative may also need ID and bank details to ensure that our information is correct. However, this will be asked for by your assigned Customer Care Manager to ensure that they are fully aware of everything. If you are ready to start an application for a 24/7 loan today, click apply now, and we’ll provide a quick decision for you.
24 7 loan FAQ
What Can A 24 7 Loan Be Used For?
Any loan that you are looking to apply for should be used online in the event of a financial emergency. Examples of a financial emergency can include, but are not limited to, the following scenarios:
• A broken boiler
• Emergency car repairs
• Emergency home repairs, such as a leaking roof.
• Unexpected bills
We understand how stressful these situations can be, therefore, the money that you require from your 24/7 loan will be in your account within 15 mins of you signing the agreed loan terms.
Can You Apply For 24 7 Loans With Bad Credit?
If you are someone who has suffered from a poor credit score in the past or is dealing with a poor credit score at this current time, gaining access to emergency funds can seem impossible. However, we here at FastLoan UK combine both a credit check and an affordability check to ensure that you are eligible for the loan type that you have applied for. This also provides your customer care manager with all the information that they need regarding your application to move forward with the process.
Is A 24 7 Loan Expensive?
Any loan that you take out is a risk, particularly when you are already struggling with a poor credit score. However, by borrowing the amount that you need, you can make sure that your chosen 24/7 financial loan is affordable for you. By taking the time to ensure that you are borrowing the required amount, you are able to pay off all the unexpected bills and the financial emergency and begin to pay back the monthly instalments. This will be taken out of your account with a continuous payment authority (CPA) every month on your chosen repayment day.