Cash Loans ? Quick Same Day Help for Unexpected Costs

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due Wednesday 17th Sep

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The cost of borrowing £300 over 6 months:

Fast Loan UK £507.48

Mr Lender £544.00

Cashasap £556.23

Lending Stream £579.00

Money Platform £586.26

Savvy £595.00

QuidMarket £596.46

Cash4unow £599.82

Fernovo £595.92

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Ticktock Loans £595.92

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Loan Pig £595.92

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Moneybag £600.00

Proud to offer the cheapest instant short term loans in the UK

Compare our loans to other lenders here

Warning: Late repayment can cause serious money problems. For help, go to moneyhelper.org.uk

Representative example:

Borrow: £300 over 8 months. 8 repayments of £70.31. Total amount payable £562.44. Interest rate: 130.21% pa (fixed). Representative APR: 840.75%

What Are Cash Loans?

Cash loans are short-term loans designed to give you fast access to money when you face an unexpected expense. Cash loans are a type of short-term loan and are a popular choice for people who need quick financial support. We can offer you cash loans today through a simple online application. In most cases, approval decisions are made within minutes, and funds can be transferred to your account the same day.

How Do Quick Cash Loans Work?

Quick cash loans provide you with a small loan amount, ranging from £50 to £2,000. These loans can cover urgent costs such as car repairs, broken appliances, or an unexpected household bill. We offer flexible loan amounts based on what you would like to borrow, making it easier to find an option that suits your needs. Unlike traditional bank loans, these are designed for speed and flexibility.

When applying, you’ll need to provide details about your income and bank account, helping us check affordability. Once your application is reviewed, we will approve or decline your request, and if approved, you can get cash fast.

Payments are typically made on a fixed schedule, with a clear payment date and start date for your repayments. You can make repayments on a weekly, fortnightly, or monthly basis, depending on your circumstances.

Can I Get Cash Loans Today With Bad Credit?

We provide cash loans today even if you have a poor credit history. Cash loans can be a useful finance option if you’re facing financial difficulties, especially when traditional lenders are not an option. While a low credit score can limit your borrowing options, we consider your current financial situation and ability to repay. This means you still have a chance to get low credit score loans if you can show steady income and affordability.

To be eligible for cash loans, you need to be a current UK resident, at least 18 years old, be in full-time, part-time, or self-employment and receive a regular income. You also need to have a valid bank account and debit card.

What Are Same Day Cash Loans?

Same day cash loans are a type of money loan where funds are transferred to your bank account on the day you are approved. These loans are particularly useful for urgent household repairs or medical expenses.

Same day cash loans, including payday options, are designed for urgent needs and are repaid within a short period over several weeks or months. By applying online with Fast Loan UK, you can receive an instant decision. If approved early in the day, we aim to deposit the money within hours, making same day loans one of the fastest ways to borrow.

We charge interest on these loans, so it's important to understand the total cost before borrowing.

Repayment Terms for Cash Loans

Repayment terms for cash loans are designed to offer flexibility and support, helping you to manage your finances during times of financial difficulty. When you apply for a loan, the loan amount and your personal circumstances, such as your income, credit file, and existing financial commitments, will determine the monthly payments and overall repayment period. We offer a range of repayment options, allowing you to select a schedule that fits your budget, whether you need to cover urgent household bills or unexpected car repairs.

For those with a poor credit history, repayment terms may be shorter and interest rates higher, but we always carry out thorough affordability checks to ensure your monthly repayments are manageable. The application process includes a soft search, so your credit file is not affected during eligibility checks. Once approved, we’ll conduct a hard credit check before the loan amount is paid directly into your bank account. Repayments are set up via direct debit for a hassle-free experience.

You have the option to repay your loan early, which can reduce the total cost of borrowing, though it’s important to check your loan offer for any early repayment fees or hidden fees that may apply. Always review the terms carefully to understand the interest rate, total cost, and any potential charges before you accept the loan.

Late repayment can lead to additional fees and negatively impact your credit score, so it’s crucial to make payments on time. If you’re an existing customer, you may be eligible for more favourable terms, such as lower interest rates or longer repayment periods, based on your repayment history. New customers can expect a straightforward application process, instant decision, and fast funding, making it easy to access extra cash when you need it most.

Cash loans are intended for short-term borrowing to help with immediate money problems, not for long-term debt consolidation. By borrowing only what you need and choosing us, you can manage your repayments confidently and avoid unnecessary financial stress. Always consider your ability to repay before you apply for a loan, and use cash loans as a practical solution for short-term financial needs.

Why Choose Fast Loan UK for Cash Loans?

Fast Loan UK offers cash loans that are simple, transparent, and designed for real-life financial challenges. As a direct lender, we remove the delays often caused by brokers, helping you get funds faster. Our online loan applications are quick and secure, ensuring a smooth experience from start to finish.

Our affordable loans are flexible and accessible, with many customers receiving a decision in minutes. Whether you’re looking for quick cash loans or same day cash loans, we make the process straightforward. Customers often use our cash loans for a variety of needs, such as home improvements, emergency expenses, or unexpected bills. Even if you have a lower credit score, we assess your current circumstances fairly, giving you a chance to secure the support you need.

Remember, paying your loan on time is important to maintain a good credit score and avoid financial difficulties.

FAQs

How quickly can I get a cash loan?

If you apply online with us, you can get a decision within minutes. Same day cash loans are paid into your bank account on the same day, especially if your application is approved earlier in the day.

Are cash loans safe in the UK?

Yes, when borrowed from us, as we are a Financial Conduct Authority (FCA) regulated lender. We must follow strict rules to ensure affordability and fairness, making cash loans a safe option when used responsibly.

What is the difference between quick cash loans and same day cash loans?

Quick cash loans generally mean a fast approval process, while same day cash loans specifically guarantee funds are transferred into your account on the same day you are approved. Both are designed for urgent borrowing needs.

Can I apply for a money loan if I have bad credit?

Yes, you can still apply for cash loans today with bad credit. We focus on your affordability and income rather than just your credit history, giving you a fair chance of approval.

How much can I borrow with a cash loan?

We offer between £50 and £2,000. The exact amount depends on your income, current financial responsibilities, and your repayment ability. New customers can borrow up to £800 over a maximum period of up to 8 months, while returning customers can borrow up to £2,000 over a maximum period of 12 months.

Cash Loans in the UK

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